How much home can I afford?
What's My Payment?®
FHA, VA, USDA & Conventional Mortgage Payment Calculators

Calculate your potential loan amount.

How this works: Enter your budgeted payment, expected mortgage rate, and expected loan term and click "Calculate Loan Amount". The results will be the mortgage loan amount needed to keep your payment within budget.

Compare FHA, VA, & conventional loan payments.

What is your desired house payment?
What is your expected mortgage rate?
What is your expected loan term in years? Estimated Annual Property Taxes Estimated Annual Property Insurance

Loan Amount Results

Desired Payment Inputted Escrow Payment Estimated Payment to Loan

Conventional Loan Amount 5% Down Payment 5% Down Purchase Price

20% Down Payment 20% Down Purchase Price

FHA Loan Amount 3.5% Down Payment FHA Purchase Price

VA Loan Amount VA Down Payment VA Purchase Price

Coming Soon

USDA Loan Amount USDA Down Payment

Click on one of our loan specific calculators to experiment with different down payments, loan terms, and interest rates. Or get matched with a lender here.

How much home fits into your budget?

In many cases, assuming you meet loan program guidelines, your bank or lender will tell you you're approved for a specific loan amount.

In reality you'll have a monthly payment in mind and not want to exceed it when buying your new home. This payment will vary depending on loan program, down payment, interest rate, property taxes & homeowner's insurance.

Enter your desired payment to calculate an estimated home purchase price that meets your budget requirements.

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