If you have any questions or concerns about whatsmypayment.com, our calculators, our calculations,
or our content, please contact us. Our content is thoroughly researched, but
we sometimes make mistakes. Please let us know how we can improve.
Our Commitment to Accuracy
It should go without saying that a website dedicated to helping homebuyers budget for such a
monumental life event that the calculations provided should be correct. However, we've compared
our payments to other, bigger websites, some of which rank higher in Google search results, and
many of those sites use sloppy formulas that equate to inaccurate payments.
All of our calculators are tested thoroughly and verified using lending software and/or matched against
actual FHA, VA, and USDA loans that have closed. Use our calculators with confidence, knowing our
formulas are the same ones used by the respective loan programs. Our primary goal is accuracy. Period.
More on our commitment to accuracy.
The Origin of What's My Payment?®
Once upon a time I was a loan originator. For years I was the guy (one of them anyway)
on the other end when you completed a LendingTree application. If your application indicated
a VA, FHA, or USDA loan might be right for you, I was your guy.
It became apparent early on that my clients were having trouble planning for their home purchase
using the traditional/basic mortgage calculators they were finding online. A regular loan payment
is not the same as an FHA, VA, or USDA payment.
There were no calculators featuring the nuances of the various
government loan programs anywhere online (as far as I know or remember), so I built them.
USDA, and other
mortgage calculators on www.whatsmypayment.com work. That might sound like
stating the obvious, but many of our competitors' calculations are incorrect. Because
becoming a homeowner is one of
the most important decisions of one's life, accuracy of our calculations is a responsibility
we take very seriously. Use What's My Payment?® with confidence.
More About Ryan
When running What's My Payment?® began to consume more and more of my time,
it became difficult to give loan origination the focus my clients deserved. I could help more
people become homeowners by attending to this website and making tools for aspiring homebuyers
than I ever could as a loan officer. www.whatsmypayment.com has served millions of potential FHA, VA,
USDA, and conventional buyers, both first-time and experienced. And that is why I do this.
After growing up in the Midwest and spending twelve or so years in the Wall Street of
Internet Lending - Kansas City - honing my
mortgage knowledge, my family now calls Omaha home. We love spending time in the yard and
on the golf course.
Thank you for using What's My Payment?. If you have ideas
for us, have found an area upon which we can approve, or simply want to connect,
please email me or find me via the links below.