Do I Qualify for an FHA Loan?

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FHA Loan Qualifications: FHA borrowers must meet guidelines established to protect FHA lenders while providing opportunity for FHA home buyers.

posted by: What's My Payment?

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Excellent Credit

Pay everything on time. 700 plus credit score.

Good Credit

Pay on time with an occasional 30 day late payment. 640-700

Fair Credit

Some late payments and/or collections. 600-640

Poor Credit

Late payments, collections, judgments, bankruptcy. < 600

YES - Within the last three years.
YES - Between three & seven years ago.
YES - More than seven years ago.