Ryan Martinson

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Ryan Martinson is the creator and president of www.whatsmypayment.com.

posted by: What's My Payment?

For years I was a loan originator specializing in VA & FHA purchase loans. Many of my clients had trouble budgeting when attempting to calculate a VA or FHA payment online. Budgeting for your new house payment is nearly impossible if you cannot factor in the various funding fees, mortgage insurance, and escrow payments.

I hope the work we're doing makes your home buying or refinance experience more than a little better.

If you need a lender, we can match you with one here. If you are a recruiter or lender, you can email me here.

Thank you for using www.whatsmypayment.com

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*All calculations on www.WhatsMyPayment.com are for demonstration purposes only.
Every effort is made to maintain accurate calculations for each program listed. Actual numbers may vary.

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Excellent Credit

Pay everything on time. 700 plus credit score.

Good Credit

Pay on time with an occasional 30 day late payment. 640-700

Fair Credit

Some late payments and/or collections. 600-640

Poor Credit

Late payments, collections, judgments, bankruptcy. < 600

YES - Within the last three years.
YES - Between three & seven years ago.
YES - More than seven years ago.