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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.
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*All calculations on www.WhatsMyPayment.com are for demonstration purposes only.
Every effort is made to maintain accurate calculations for each program listed. Actual numbers may vary.

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Excellent Credit

Pay everything on time. 700 plus credit score.

Good Credit

Pay on time with an occasional 30 day late payment. 640-700

Fair Credit

Some late payments and/or collections. 600-640

Poor Credit

Late payments, collections, judgments, bankruptcy. < 600

YES - Within the last three years.
YES - Between three & seven years ago.
YES - More than seven years ago.