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2019 FHA Loan Limits Announced
FHA announces substantial increase to county loan limits for 2019. Borrow up to $314,827 in most counties...
2019 Loan Limits: FHA, VA, & Conforming
The Federal Housing Finance Agency (FHFA) determines loan limits for conventional home loans. FHA mortgage limits are generally...
What Buyers Need to Know About VA Home Appraisals
Essential VA appraisal information for the veteran homebuyer...
Get Cashback with a VA Refinance
Eligible veterans and active duty military can access 100% of their VA appraised home value with a VA cashout refinance...
What is Lender Paid Mortgage Insurance?
Avoid paying monthly mortgage insurance by putting as little as 5% down and having your lender pay your mortgage insurance (PMI)...
Conventional Loans Available with 3% Down Payment
The minimum down payment for conventional mortgage loans is now 3%...
No Money Down USDA Home Loan
Home buyers can purchase a new home with no down payment by financing with a lender offering USDA home loans. USDA is the no money down home loan...
How Much is FHA Mortgage Insurance?
FHA mortgage insurance consists of a financed upfront fee of 1.75% of your loan amount. A monthly premium is calculated based on loan term and down payment...
What Will My Mortgage Payment Be?
The question loan officers hear most. FHA, VA, and conventional mortgage payments are not the same. Choose a mortgage loan payment calculator to get started...
Ask the Seller to Pay Your Closing Costs
Seller paid closing costs are a great way to minimize your out of pocket cash to close. 3% to 6% (the FHA max) is common...
VA Funding Fee Chart
The VA funding fee chart demonstrates the various ways in which the VA funding fee applies. VA collects a premium on most loans known as the VA funding fee...
Using Your VA Loan Eligibility
VA loan eligibility grants veterans and active duty military the right to purchase a new home with no money down at excellent interest rates...
FHA vs Conventional Loan
FHA is often best when looking to minimize out of pocket cash & down payment. Conventional loans are for borrowers with strong credit & more liquid assets...