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Quick Guide to FHA Loans

FHA loans are government backed mortgages issued by approved FHA mortgage lenders to both first-time and experienced homebuyers. Learn more about FHA loans by visiting the FHA sections below.

Verify your FHA loan eligibility here.

FHA Loan Calculator

Our FHA loan calculator is the most accurate one we've seen online. We use the same formula FHA approved lenders use when quoting and closing FHA loans, including annual FHA MIP, upfront FHA MIP, customizable taxes and insurance rates, principal, and interest.

FHA Loan Calculator

FHA Mortgage Insurance Premiums

FHA loans have mortgage insurance premiums that impact your loan amount and monthly mortgage payment. Learn how these premiums apply to you and how your loan term and down payment determine their amounts.

FHA Mortgage Insurance Premiums

FHA Loan Limits

Each year HUD determines the maximum allowable FHA loan amount for every county in the United States and eligible territories. It's important to know the FHA limit where you are buying to ensure your loan amount will not exceed their threshold.

FHA Loan Limits

FHA Loan Eligibility

FHA loan eligibility depends upon several factors. While more people may qualify for FHA loans than comparable conventional loans, not everyone will. Contacting an FHA approved lender for preapproval is essential when purchase your new home with an FHA loan.

Determine your FHA loan eligibility.