What's My Payment? uses REAL mortgage loan program specifics, including
FHA, VA, & USDA, to calculate estimated
mortgage payments. No more wondering why the payment your lender quoted is
different from other calculators found online.
Learn more about our commitment to accuracy.
Whether you're an experienced homebuyer or you're purchasing your first, if you're overwhelmed,
the tools on www.whatsmypayment.com were built specifically to ease your mind while home shopping.
FHA Loan Calculator
FHA loans are perfect for first time buyers, experienced buyers desiring a low down
payment, or anyone with less than perfect credit.
Calculate your FHA loan payment.
VA Loan Calculator
If you or your spouse is a veteran, active service member, or reservist,
your Veterans Affairs benefits include access to a VA home loan.
Learn more about VA home loan benefits.
USDA Loan Calculator
USDA loans are an amazing option if you're buying in a rural area and meet
the USDA eligibility requirements. USDA loans require no down payment.
Discover the no money down USDA home loan.
2019 Loan Limits
Updated for 2019.
The county in which your new home is
located determines how much can you can borrow. Our loan limit look-up tool displays
FHA, Conforming, and VA county loan limits.
County Loan Limit Look-up Tool
A conventional mortgage is just that: Conventional. If you've ever heard the names
Fannie Mae or Freddie Mac, that's a conventional mortgage loan.
Calculate a traditional mortgage payment.
Mortgage rates change daily. View rates by state and loan program (FHA, VA, & conventional)
from multiple lenders all on one page.
Compare today's mortgage rates.
Mortgage Payment Calculators
Calculating an FHA payment is tricky. It includes upfront mortgage insurance and
an annual mortgage insurance premium that is paid monthly as part of your FHA payment. Our
FHA loan calculator does
the work for you. Shop with confidence knowing you're prepared for your monthly payment.
Many first-time homebuyers (experienced buyers, too) look to FHA for their home mortgage. The perks of
FHA loans include lower down payment (only 3.5%) than traditional conventional loans, more lenient credit standards,
and very competitive interest rates.
If you meet USDA requirements, finding a better mortgage option than a USDA loan will prove a challenge.
USDA loans require no down payment, carry competitive interest rates, and will often result in a
lower mortgage payment than a comparable FHA loan.
There are income and property restrictions, but if your purchase qualifies, USDA loans are a great option.
Check the USDA
website for more eligibility requirements.
If you are a veteran or active service member, your VA home loan benefits permit you to purchase
a new home without having to make a down payment. This is a considerable benefit that only our
military and their spouses are afforded.
VA loans include a funding fee that impacts your monthly payment. Our VA loan calculator
determines your funding fee and factors it into your VA loan amount, so
the payment for which you are budgeting is accurate.
We work hard optimizing www.whatsmypayment.com for phones and tablets.
We appreciate the use of our calculators
while out shopping for your new home. Please email us any feedback
or ideas you may have to make our site better.