Mortgage websites for lenders & agents

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What's My Payment
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Mortgage websites that turn browsers into borrowers.

Your brand on your domain. Capture leads with mortgage calculators and live-rate integration.

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7-day free trial. Cancel anytime.

For mortgage lenders & brokers

Calculators for your website. A companion site on your custom domain.

One subscription includes our embeddable widgets, standalone mortgage website, and a directory listing on What's My Payment?

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7-day free trial. Cancel anytime.

Best as a companion to your main site

Use a subdomain like rates.yoursite.com, or a domain you already own. Share it in email, texts, and with referral partners.

Standalone mortgage website

A responsive, maintenance-free website on your own domain, built to convert. Calculators, team, reviews, and real-time rates. Branded with your logo and colors.

  • Custom domain. Your branding. Ready in minutes.
  • Maintenance-free. We ship updates continuously.
  • Built to connect borrowers with you, not a form farm.
See a live demo

Embed on your existing site

Drop a single snippet onto any page. Calculators load instantly, branded for you, fully responsive, and ready to capture leads.

  • Works with WordPress, Squarespace, and custom HTML.
  • Switch between FHA, VA, USDA, and conventional tools.
  • Leads route to you. No coding required.
See the embed demo

Best if you already have a website

Keep your current site. Add calculators where borrowers already land — purchase pages, loan program pages, or your homepage.

Included with every subscription

Widget and standalone site ship together. You also get a directory profile shown to high-intent visitors on What's My Payment?

View a lender profile
  • FHA, VA, USDA, and conventional calculators
  • Branded for your company
  • Lead capture and notifications
  • Directory profile on What's My Payment?
  • No setup fees. We keep loan limits and program rules current.

Live in minutes

Three steps. No developers required.

  1. 1

    Start a free trial

    Create your account in minutes. No setup fees.

  2. 2

    Add your branding

    Company name, logo, colors, and contact details.

  3. 3

    Go live

    Paste the widget snippet, or point a domain at your standalone site.

Ready to go live?

Start your free trial. Embed calculators, launch your companion site, and capture leads.

Start your free trial

Lender websites powered by What's My Payment?

  • Pre-Approved Mortgage
  • Avid Mortgage Advisors LLC

Pick your loan type.

Each calculator is tuned to the rules of its loan program, so the payment you see reflects real world calculations.

Mortgage Calculator

Estimate your monthly payment with taxes, homeowners insurance, and PMI.

Open calculator

FHA Loan Calculator

Includes upfront MIP, monthly MIP, and the 3.5% minimum down payment.

Open calculator

VA Loan Calculator

Accounts for VA funding fee, exemptions, and zero-down purchases.

Open calculator

USDA Loan Calculator

USDA Direct & Guaranteed loan calculations for eligible borrowers.

Open calculator
Why our numbers match your lender

Built on the same formulas lenders use.

We've spent more than a decade refining payment math for conventional, FHA, VA, and USDA loans — the same calculations underwriters and loan officers rely on every day.

  • Accurate by design

    Every calculation uses the same formulas mortgage lenders use — including amortization, taxes, insurance, PMI, FHA MIP, and VA funding fees.

  • Updated for current guidelines

    We track current FHA MIP factors, VA funding fee tables, and county loan limits so your estimate reflects today’s rules.

  • Built for real decisions

    Adjustable inputs for rate, term, taxes, and insurance let you stress‐test a payment before you talk to a lender.

  • No login. No sales pitch.

    Use every calculator instantly. We never ask for personal information to show you a payment.

Specialized tools & lookups.

Supplementary tools and references for conventional, VA, FHA, and USDA buyers and homeowners.

Refinance Calculator

Compare your new payment, break-even point, and lifetime savings.

Open calculator

Down Payment Calculator

Plan your down payment, closing costs, and cash to close.

Open calculator

VA IRRRL Calculator

Streamline refinance payment for existing VA loan borrowers.

Open calculator

VA Entitlement Calculator

Calculate remaining VA entitlement and second-tier eligibility.

Open calculator

VA Cash-out Calculator

Use your home's equity to get cash back for nearly any purpose.

Open calculator

FHA & Conforming Loan Limits

Look up 2026 FHA & Conforming loan limits by state and county.

Look up limits

How a mortgage payment is calculated.

A complete mortgage payment is more than principal and interest. Our calculators include the line items that move the real number you'll pay every month.

Principal & interest

Standard amortization based on your loan amount, interest rate, and term. This is the foundation of every payment estimate.

Property taxes

Annual property taxes are often divided and included in your monthly mortgage payment.

Homeowners insurance

Homeowners insurance is required and often included in your monthly payment.

Mortgage insurance & fees

Conventional PMI, FHA MIP, VA funding fees, and USDA guarantee fees differ by program.

Need to brush up on the basics? Read our mortgage guides.