FHA, VA, USDA & Conventional Mortgage Payment Calculators

Finally, a website that calculates a useful mortgage payment.

What's My Payment uses REAL mortgage loan program specifics, including FHA, VA, & USDA, to calculate estimated mortgage payments. No more wondering why the payment your lender quoted is different from other calculators found online.

FHA Loan Calculator

Why an FHA Loan? FHA loans are perfect for first time buyers, experienced buyers desiring a low down payment, or anyone with less than perfect credit. Explore FHA loan payments.

VA Loan Calculator

Why a VA Loan? If you or your spouse is a veteran, active service member, or reservist, your Veterans Affairs benefits include access to a VA home loan. Learn more about VA home loan benefits.

USDA Loan Calculator

Why a USDA Loan? USDA loans are an amazing option if you're buying in a rural area and meet the USDA eligibility requirements. USDA loans require no down payment. Learn how USDA payments work.

Traditional Mortgage Calculator

What is a conventional loan? A conventional mortgage is just that: Conventional. If you've ever heard the names Fannie Mae or Freddie Mac, that's a conventional mortgage loan. Calculate a conventional mortgage payment.

How much home can you afford?

Purchase Price Calculator: Enter your desired monthly payment and budgeted down payment to calculate an estimated home purchase price that meets your budget requirements. Try our purchase price calculator.

Calculate remaining VA entitlement.

Can I have more than one VA loan? Yes, you can have more than one VA loan and/or use your VA home loan benefits more than once. If you have VA entitlement in use, we can help you determine how much you have remaining. See how VA entitlement works.

Refinance your existing VA loan.

Already have a VA loan? If your current mortgage is a VA loan and you want to lower your payment or interest rate, you may be able to refinance without needing an appraisal. Calculate how much you might save?

VA Cash-out Refinance

Use your VA benefits to refinance. Borrow up to 100% of the VA appraised value of your home and get cash for virtually anything, including paying off debt, financing a business, or improving your home. Calculate your new VA loan payment.
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FHA Increases 2018 County Loan Limits

HUD substantially increases FHA county loan limits for 2018. FHA loan limits determine how much home you can buy with an FHA loan... Read More

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2018 Conforming Loan Limits Increased

Fannie Mae & Freddie Mac loan limits increased to $453,100 for 2018... Read More

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FHA Mortgage Insurance Premiums Explained

FHA mortgage insurance consists of an upfront premium financed in to the loan and an annual premium that is paid monthly as part of your FHA mortgage payment... Read More

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What Buyers Need to Know About VA Home Appraisals

Essential VA appraisal information for the VA homebuyer... Read More

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Five Reasons to Check Your Credit Report Regularly

Top five reasons why you should make a practice of regularly reviewing your credit report... Read More

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Get Cashback with a VA Refinance

Eligible veterans and active duty military can access 100% of their VA appraised home value with a VA cashout refinance... Read More

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FHA Mortgage Insurance Changes

Effective January 27, 2017, annual FHA mortgage insurance premiums are lowering. FHA buyers will see a lower payment if closing on or after January 27... Read More

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2017 FHA Loan Limits

FHA has increased the maximum loan amounts for 2017. Use our 2017 FHA loan limit lookup tool to find limits in your county... Read More

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USDA Decreases Fees Effective October 1, 2016

USDA Rural Development home loan upfront fee decrease to 1.00% effective October 1, 2016. Annual fee decrease to 0.35%.. Read More

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FHA Loan Limits 2016

HUD (FHA) publishes maximum loan limits for FHA mortgage loans. Use the FHA Loan Limit Lookup 2016 tool to find the FHA Loan Limit in your area... Read More

What's My Payment is mobile friendly.

We are working hard to make www.whatsmypayment.com mobile friendly. We appreciate you using our calculators while you're out shopping for your new home. Please email us your feedback or any ideas you have for us to make our site easier to use.

What will my mortgage payment be?

The question loan officers hear most. FHA, VA, and conventional mortgage payments are not the same. Choose a mortgage loan payment calculator to get started... Read More

Choose one of our favorite mortgage calculators.

Equal Housing Lender

*All calculations on www.WhatsMyPayment.com are for demonstration purposes only.
Every effort is made to maintain accurate calculations for each program listed. Actual numbers may vary.

What's My Payment, LLC & whatsmypayment.com are not affiliated with any government agency, nor do we originate mortgage loans.
Most popular calculators: FHA VA USDA VA Refinance
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