What's My Payment?® FHA, VA, USDA & Conventional Mortgage Payment Calculators
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What's My Payment?® FHA, VA, USDA & Conventional Mortgage Payment Calculators

FHA, VA, USDA & Conventional Mortgage Payment Calculators

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Congratulations. You're taking the right steps by budgeting before buying your new home.

Whether you're an experienced home buyer or you're purchasing your first, overwhelmed might describe your current state. The tools on www.whatsmypayment.com were built specifically to ease your mind while home shopping.

What's My Payment? uses REAL mortgage loan program specifics, including FHA, VA, & USDA, to calculate estimated mortgage payments. No more wondering why the payment your lender quoted is different from other calculators found online.

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FHA Loan Calculator

FHA loans are perfect for first time buyers, experienced buyers desiring a low down payment, or anyone with less than perfect credit. Calculate your FHA loan payment.

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VA Loan Calculator

If you or your spouse is a veteran, active service member, or reservist, your Veterans Affairs benefits include access to a VA home loan. Learn more about VA home loan benefits.

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USDA Loan Calculator

USDA loans are an amazing option if you're buying in a rural area and meet the USDA eligibility requirements. USDA loans require no down payment. Discover the no money down USDA home loan.

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Traditional Mortgage Calculator

A conventional mortgage is just that: Conventional. If you've ever heard the names Fannie Mae or Freddie Mac, that's a conventional mortgage loan. Calculate a traditional mortgage payment.

How much home can you afford?

Enter your desired monthly payment and budgeted down payment to calculate an estimated home purchase price that meets your budget requirements. Try our purchase price calculator.

Calculate remaining VA entitlement.

Yes, you can have more than one VA loan and/or use your VA home loan benefits more than once. If you have VA entitlement in use, we can help you determine how much you have remaining. See how VA entitlement works.

Refinance your existing VA loan.

If your current mortgage is a VA loan and you want to lower your payment or interest rate, you may be able to refinance without needing an appraisal. Calculate how much you might save?

VA Cash-out Refinance

Borrow up to 100% of the VA appraised value of your home and get cash for virtually anything, including paying off debt, financing a business, or improving your home. Calculate your new VA loan payment.

What will my mortgage payment be?

The question loan officers hear most. FHA, VA, and conventional mortgage payments are not the same. Choose a mortgage loan payment calculator to get started... Read More

More from What's My Payment?


FHA Increases 2018 County Loan Limits

HUD substantially increases FHA county loan limits for 2018. FHA loan limits determine how much home you can buy with an FHA loan... Read More


2018 Conforming Loan Limits Increased

Fannie Mae & Freddie Mac loan limits increased to $453,100 for 2018... Read More


FHA Mortgage Insurance Premiums Explained

FHA mortgage insurance consists of an upfront premium financed in to the loan and an annual premium that is paid monthly as part of your FHA mortgage payment... Read More


What Buyers Need to Know About VA Home Appraisals

Essential VA appraisal information for the VA homebuyer... Read More


Five Reasons to Check Your Credit Report Regularly

Top five reasons why you should make a practice of regularly reviewing your credit report... Read More


Get Cashback with a VA Refinance

Eligible veterans and active duty military can access 100% of their VA appraised home value with a VA cashout refinance... Read More


FHA Mortgage Insurance Changes

Effective January 27, 2017, annual FHA mortgage insurance premiums are lowering. FHA buyers will see a lower payment if closing on or after January 27... Read More


2017 FHA Loan Limits

FHA has increased the maximum loan amounts for 2017. Use our 2017 FHA loan limit lookup tool to find limits in your county... Read More


USDA Decreases Fees Effective October 1, 2016

USDA Rural Development home loan upfront fee decrease to 1.00% effective October 1, 2016. Annual fee decrease to 0.35%.. Read More


FHA Loan Limits 2016

HUD (FHA) publishes maximum loan limits for FHA mortgage loans. Use the FHA Loan Limit Lookup 2016 tool to find the FHA Loan Limit in your area... Read More

What's My Payment? is mobile friendly.

We are working hard to make www.whatsmypayment.com mobile friendly. We appreciate you using our calculators while you're out shopping for your new home. Please email us your feedback or any ideas you may have to make our site easier to use.

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*All calculations on www.WhatsMyPayment.com are for demonstration purposes only. Every effort is made to maintain accurate calculations for each program listed. Actual numbers may vary.