Mortgage Calculators What's My Payment?'s best-in-class mortgage calculators, including FHA, VA, USDA, refinance, and conventional loans, are optimized for phones, tablets, and desktop. It's easier than ever to budget for your new home purchase. Click here to view all calculators. 2019 FHA Loan Limits Announced FHA announces substantial increase to county loan limits for 2019. Borrow up to $314,827 in most counties... Read More 2019 Loan Limits: FHA, VA, & Conforming The Federal Housing Finance Agency (FHFA) determines loan limits for conventional home loans. FHA mortgage limits are generally... Read More What Buyers Need to Know About VA Home Appraisals Essential VA appraisal information for the veteran homebuyer... Read More Get Cashback with a VA Refinance Eligible veterans and active duty military can access 100% of their VA appraised home value with a VA cashout refinance... Read More What is Lender Paid Mortgage Insurance? Avoid paying monthly mortgage insurance by putting as little as 5% down and having your lender pay your mortgage insurance (PMI)... Read More Conventional Loans Available with 3% Down Payment The minimum down payment for conventional mortgage loans is now 3%... Read More No Money Down USDA Home Loan Home buyers can purchase a new home with no down payment by financing with a lender offering USDA home loans. USDA is the no money down home loan... Read More How Much is FHA Mortgage Insurance? FHA mortgage insurance consists of a financed upfront fee of 1.75% of your loan amount. A monthly premium is calculated based on loan term and down payment... Read More What Will My Mortgage Payment Be? The question loan officers hear most. FHA, VA, and conventional mortgage payments are not the same. Choose a mortgage loan payment calculator to get started... Read More Ask the Seller to Pay Your Closing Costs Seller paid closing costs are a great way to minimize your out of pocket cash to close. 3% to 6% (the FHA max) is common... Read More VA Funding Fee Chart The VA funding fee chart demonstrates the various ways in which the VA funding fee applies. VA collects a premium on most loans known as the VA funding fee... Read More Using Your VA Loan Eligibility VA loan eligibility grants veterans and active duty military the right to purchase a new home with no money down at excellent interest rates... Read More FHA vs Conventional Loan FHA is often best when looking to minimize out of pocket cash & down payment. Conventional loans are for borrowers with strong credit & more liquid assets... Read More View all blog posts Peruse all our blog posts to learn more about FHA, VA, and USDA home loans. Read our blog.