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What's My Payment? Mortgage Blog

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2018-fha-loan-limits 2019 FHA Loan Limits Announced

FHA announces substantial increase to county loan limits for 2019. Borrow up to $314,827 in most counties... Read More

2018-loan-limits-explained 2019 Loan Limits: FHA, VA, & Conforming

The Federal Housing Finance Agency (FHFA) determines loan limits for conventional home loans. FHA mortgage limits are generally... Read More

what-buyers-need-to-know-about-va-home-appraisals What Buyers Need to Know About VA Home Appraisals

Essential VA appraisal information for the veteran homebuyer... Read More

cashout-va-refinance Get Cashback with a VA Refinance

Eligible veterans and active duty military can access 100% of their VA appraised home value with a VA cashout refinance... Read More

What-is-Lender-Paid-Mortgage-Insurance What is Lender Paid Mortgage Insurance?

Avoid paying monthly mortgage insurance by putting as little as 5% down and having your lender pay your mortgage insurance (PMI)... Read More

Conventional-Loan-with-3-Percent-Down-Payment Conventional Loans Available with 3% Down Payment

The minimum down payment for conventional mortgage loans is now 3%... Read More

No-Money-Down-USDA-Home-Loan No Money Down USDA Home Loan

Home buyers can purchase a new home with no down payment by financing with a lender offering USDA home loans. USDA is the no money down home loan... Read More

How-Much-is-FHA-Mortgage-Insurance How Much is FHA Mortgage Insurance?

FHA mortgage insurance consists of a financed upfront fee of 1.75% of your loan amount. A monthly premium is calculated based on loan term and down payment... Read More

What-Will-Be-My-Mortgage-Payment What Will My Mortgage Payment Be?

The question loan officers hear most. FHA, VA, and conventional mortgage payments are not the same. Choose a mortgage loan payment calculator to get started... Read More

Ask-the-Seller-to-Pay-Your-Closing-Costs Ask the Seller to Pay Your Closing Costs

Seller paid closing costs are a great way to minimize your out of pocket cash to close. 3% to 6% (the FHA max) is common... Read More

VA-Funding-Fee-Chart VA Funding Fee Chart

The VA funding fee chart demonstrates the various ways in which the VA funding fee applies. VA collects a premium on most loans known as the VA funding fee... Read More

Using-Your-VA-Loan-Eligibility Using Your VA Loan Eligibility

VA loan eligibility grants veterans and active duty military the right to purchase a new home with no money down at excellent interest rates... Read More

FHA-vs-Conventional-Loan FHA vs Conventional Loan

FHA is often best when looking to minimize out of pocket cash & down payment. Conventional loans are for borrowers with strong credit & more liquid assets... Read More

Books lying on desk with reading glasses View all blog posts

Peruse all our blog posts to learn more about FHA, VA, and USDA home loans. Read our blog.