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2018 VA Entitlement Calculator

Mortgage Lenders of America

Calculate Maximum VA Loan Amount & Tier 2 VA Entitlement

Updated to include 2018 county loan limits.

Yes, you can have more than one VA loan. You can also use a VA loan to buy a home priced above the VA county loan limit. Follow these easy steps to calculate your maximum VA loan amount.

Your new VA loan must be on an owner occupied primary residence.

2017 & 2018 VA Loan Limits Lookup

Enter a purchase price if you'd like to see how your used entitlement and loan limit impact your maximum VA loan amount. Otherwise, leave blank or enter 0.

Purchase Price

If you will be keeping your current VA loan or have entitlement charged on your certificate of eligibility that will not be restored, enter the amount of used entitlement here. Leave blank or 0 if this will be your only VA entitlement usage.

Entitlement Used

2017 & 2018 VA Entitlement Calculator

The county limit is used to determine if you need to make a down payment. If you have no outstanding entitlement, you can buy up to this amount without making a down payment.

Entitlement Used
Available Entitlement
Max. 0% Down Price
Your Purchase Price
Required Down Payment
Maximum VA Loan

Please select a state from the dropdown box in step 1 to view VA entitlement.

To use tier two entitlement your new VA loan must be over $144,000.

Next: VA Mortgage Payment Calculator

Continue to request a VA home loan quote.

VA uses conforming loan limits established for Fannie Mae and Freddie Mac to determine maximum VA loan entitlement.

We will calculate if you are able to finance 100% of your new home's price. Leave purchase price and entitlement used blank if you just want to see county loan limits.

Can I have more than one VA loan?

You sure can. The VA Loan Entitlement Calculator shows how much you can spend on a new primary residence without putting any money down if you already have a VA loan.

If the home you are buying is more than your remaining entitlement allows, you can still use a VA loan if you put down 25% of the difference of the purchase price and maximum loan amount.

More VA Help

VA Mortgage Rates

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.
Equal Housing Lender

*All calculations on www.WhatsMyPayment.com are for demonstration purposes only.
Every effort is made to maintain accurate calculations for each program listed. Actual numbers may vary.

What's My Payment, LLC & whatsmypayment.com are not affiliated with any government agency, nor do we originate mortgage loans.