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Sunday, February 19, 2017 FHA Mortgage Payment Calculator

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FHA Loan Payment Calculator
Principal & Interest FHA MIP   Monthly Escrow*
2017 FHA Loan Calculator

UPDATE: On Friday, January 20, 2017, HUD suspended the announced MIP rate cut indefinitely. We are leaving the checkbox below to demonstrate the impact on FHA homebuyers.

FHA has lowered their annual mortgage insurance premium. This fee is paid monthly, so FHA loans closing after January 27, 2017, will have lower monthly payments! Check this box to see the difference.

Purchase Price Loan Term Interest Rate Down Payment Annual Taxes Annual Insurance

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FHA Down Payments

Minimum3.5% Down Payment Percentage
FHA Base Loan Amount
FHA Upfront MIP 1.75% FHA Total Loan Amount

Related FHA Posts:
Do I qualify for an FHA loan?

FHA fees and insurance for 2017 have not change from 2016.

FHA Loan Summary

Please enter a purchase price to generate your FHA loan summary.

FHA Mortgage Payment Calculator

The FHA payment calculator calculates an accurate FHA mortgage payment by accounting for the FHA upfront mortgage insurance premium, monthly FHA mortgage insurance, property taxes, and homeowner's insurance.

What is an FHA loan?

FHA loans are mortgages backed by the Federal Housing Administration (FHA). FHA allows lenders to make mortgage loans with only 3.5% down payments. For most home buyers FHA is the mortgage option that keeps out of pocket money to a minimum.

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2017 FHA Loan Limit Lookup Tool


2017 FHA Loan Limits by County

Lookup results are the maximum BASE loan amounts allowable by FHA in 2017.

Helpful FHA Loan Payment Information

FHA Mortgage Insurance Changes

Effective January 27, 2017, annual FHA mortgage insurance premiums are lowering. FHA buyers will see a lower payment if closing on or after January 27... Read More

2017 FHA Loan Limits

FHA has increased the maximum loan amounts for 2017. Use our 2017 FHA loan limit lookup tool to find limits in your county... Read More

What is Lender Paid Mortgage Insurance?

Avoid paying monthly mortgage insurance by putting as little as 5% down and ask your lender for lender paid mortgage insurance... Read More

FHA Reduces Annual Mortgage Insurance Premium

Beginning January 27, 2017, the annual FHA mortgage insurance is lowering to 0.60% from 0.85% for most FHA loans... Read More

Do I Qualify for an FHA Loan?

FHA Loan Qualifications: FHA borrowers must meet guidelines established to protect FHA lenders while providing opportunity for FHA home buyers... Read More

FHA Loan Features

  • Only 3.5% Down Payment
  • Low Interest Rates
  • More Flexible Credit Standards
  • Manufactured Homes
  • 203k Renovation Loans

Get matched with a lender & get started today.

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Equal Housing Lender

*All calculations on www.WhatsMyPayment.com are for demonstration purposes only.
Every effort is made to maintain accurate calculations for each program listed. Actual numbers may vary.

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