FHA Mortgage Payment Calculator

Common FHA Down Payments
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Property Tax rate: 0 Homeowner's Insurance rate: 0

FHA Payment Breakdown

Principal & Interest
FHA MIP
Monthly Escrow
FHA Mortgage Payment FHA
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FHA Loan Breakdown

Minimum Down Payment 3.5%
Your Down Payment
Down Payment Percentage
FHA Base Loan Amount
FHA Upfront MIP
FHA Total Loan Amount

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FHA Loan Summary

Next: FHA vs. Conventional Loan

2017 FHA Loan Payment Calculator

The FHA payment calculator calculates an accurate FHA mortgage payment by accounting for the FHA upfront mortgage insurance premium, monthly FHA mortgage insurance, property taxes, and homeowner's insurance.

Continue to request an FHA loan quote.

FHA loans are federally insured mortgage loans requiring only a 3.5% down payment. FHA loans can by used by first-time & experienced homebuyers alike. Our FHA payment calculator accounts for all of FHA's quirks, including upfront & annual mortgage insurance premiums.

What is an FHA loan?

FHA loans are mortgages backed by the Federal Housing Administration (FHA). FHA allows lenders to make mortgage loans with only 3.5% down payments. For most home buyers FHA is the mortgage option that keeps out of pocket money to a minimum.

FHA Loan Features

  • Only 3.5% Down Payment
  • Low Interest Rates
  • More Flexible Credit Standards
  • Manufactured Homes
  • 203k Renovation Loans

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To the real estate agents & new homebuyers who count on our FHA payment calculator, thank you for supporting www.whatsmypayment.com.

If you're ready to take the next step and get preapproved for your FHA loan, we can match you with FHA approved lenders here.

FHA Mortgage Insurance Premiums Explained

FHA mortgage insurance consists of an upfront premium financed in to the loan and an annual premium that is paid monthly as part of your FHA mortgage payment... Read More

2017 FHA Loan Limits

FHA has increased the maximum loan amounts for 2017. Use our 2017 FHA loan limit lookup tool to find limits in your county... Read More

FHA Loan Limits Explained

Each year FHA publishes maximum loan limits for FHA mortgage loans. Your FHA loan cannot exceed the limit in the county in which you are buying... Read More

How Much is FHA Mortgage Insurance?

FHA mortgage insurance consists of a financed upfront fee of 1.75% of your loan amount. A monthly premium is calculated based on loan term and down payment... Read More

FHA fees and insurance for 2017 have not change from 2016.

FHA Mortgage Insurance Premiums Explained

HUD Suspends FHA Annual Mortgage Insurance Reduction

On Friday, January 20, 2017, HUD suspended the announced MIP rate cut indefinitely. We are leaving the checkbox to demonstrate the impact on FHA homebuyers.

FHA has lowered their annual mortgage insurance premium. This fee is paid monthly, so FHA loans closing after January 27, 2017, will have lower monthly payments! Check this box to see the difference.

2017 FHA Loan Limit Lookup Tool

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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

*All calculations on www.WhatsMyPayment.com are for demonstration purposes only.
Every effort is made to maintain accurate calculations for each program listed. Actual numbers may vary.

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What's My Payment, LLC and www.whatsmypayment.com are not affiliated with any government agency, nor do we originate mortgage loans.
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