FHA Mortgage Loan Payment Calculator | What's My Payment?

FHA Mortgage Payment Calculator

What's My Payment?®
FHA, VA, USDA & Conventional Mortgage Payment Calculators
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Principal & Interest
FHA MIP FHA MIP is determined by your loan term and down payment.
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Monthly Escrow
FHA Mortgage Payment

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Purchase Price
Loan Term
Interest Rate
Down Payment

Common FHA Down Payments

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Property Taxes
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0 Tax rate
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0 Insurance

2017 FHA Loan Payment Calculator

The FHA payment calculator calculates an accurate FHA mortgage payment by accounting for the FHA upfront mortgage insurance premium, monthly FHA mortgage insurance, property taxes, and homeowner's insurance.

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FHA loans are federally insured mortgage loans requiring only a 3.5% down payment. FHA loans can by used by first-time & experienced homebuyers alike. Our FHA payment calculator accounts for all of FHA's quirks, including upfront & annual mortgage insurance premiums.

What is an FHA loan?

FHA loans are mortgages backed by the Federal Housing Administration (FHA). FHA allows lenders to make mortgage loans with only 3.5% down payments. For most home buyers FHA is the mortgage option that keeps out of pocket money to a minimum.

FHA Loan Features

  • Only 3.5% Down Payment
  • Low Interest Rates
  • More Flexible Credit Standards
  • Manufactured Homes
  • 203k Renovation Loans

FHA Loan Breakdown

Minimum Down Payment 3.5%
Down Payment Percentage
FHA Base Loan Amount
FHA Upfront MIP 1.75% This is a fixed percentage for all FHA loans. Learn more.
FHA Total Loan Amount

FHA Loan Summary

Please enter a purchase price to generate your FHA loan summary.

Related FHA Posts: Do I qualify for an FHA loan?

Free FHA Quote Click Here

HUD Suspends FHA Annual Mortgage Insurance Reduction

On Friday, January 20, 2017, HUD suspended the announced MIP rate cut indefinitely. We are leaving the checkbox to demonstrate the impact on FHA homebuyers.

FHA has lowered their annual mortgage insurance premium. This fee is paid monthly, so FHA loans closing after January 27, 2017, will have lower monthly payments! Check this box to see the difference.

FHA Mortgage Insurance Premiums Explained

2017 FHA Loan Limit Lookup Tool

2017 FHA Loan Limits by County

Lookup results are the maximum BASE loan amounts allowable by FHA in 2017.

2017 FHA Loan Limits

FHA has increased the maximum loan amounts for 2017. Use our 2017 FHA loan limit lookup tool to find..... Read More

FHA Loan Limits Explained

Each year FHA publishes maximum loan limits for FHA mortgage loans. Your FHA loan cannot exceed the ..... Read More

How Much is FHA Mortgage Insurance?

FHA mortgage insurance consists of a financed upfront fee of 1.75% of your loan amount. A monthly pr..... Read More

Thank you...

To all the AGENTS & HOMEBUYERS out there for using www.whatsmypayment.com and making it the success it is! We can match you with a lender here.

FHA fees and insurance for 2017 have not change from 2016.

FHA Mortgage Rates

When you calculate your new FHA payment we will show you available FHA mortgage rates. FHA mortgage rates will update as your parameters change.

Calculate a new payment to begin.
Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.