USDA Mortgage Payment Calculator

Property Tax rate: 0 Homeowner's Insurance rate: 0

USDA Payment Breakdown

Principal & Interest
USDA MIP
Monthly Escrow
USDA Mortgage Payment USDA
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USDA Loan Breakdown

Minimum Down Payment 0%
USDA Base Loan Amount
USDA Guarantee
USDA Total Loan Amount

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USDA Loan Summary

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2017 USDA Loan Calculator

The USDA payment calculator calculates an accurate USDA mortgage payment by accounting for the USDA guarantee fee, monthly USDA mortgage insurance, property taxes, and homeowner's insurance.

USDA loans are no down payment mortgage loans guaranteed by the U.S. Department of Agriculture (USDA). For home buyers in USDA eligible areas a USDA loan is a wonderful option.

What is a USDA loan?

USDA loans are mortgages guaranteed by the U.S. Department of Agriculture (USDA). USDA loans are one of the last remaining no down payment home purchase loans. For most home buyers in USDA eligible areas USDA is the best mortgage option available.

USDA loans have income and area eligibilty requirements. You can find them here.

USDA Decreases Fees Effective October 1, 2016

USDA Rural Development home loan upfront fee decrease to 1.00% effective October 1, 2016. Annual fee decrease to 0.35%.. Read More

No Money Down USDA Home Loan

Home buyers can purchase a new home with no down payment by financing with a lender offering USDA home loans. USDA is the no money down home loan... Read More

Today's Mortgage Rates

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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

*All calculations on www.WhatsMyPayment.com are for demonstration purposes only.
Every effort is made to maintain accurate calculations for each program listed. Actual numbers may vary.

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What's My Payment, LLC and www.whatsmypayment.com are not affiliated with any government agency, nor do we originate mortgage loans.
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Excellent Credit

Pay everything on time. 700 plus credit score.

Good Credit

Pay on time with an occasional 30 day late payment. 640-700

Fair Credit

Some late payments and/or collections. 600-640

Poor Credit

Late payments, collections, judgments, bankruptcy. < 600

YES - Within the last three years.
YES - Between three & seven years ago.
YES - More than seven years ago.