Enter a Purchase Price ? 30 33 (Direct only) 38 (Direct only) Taxes & Insurance Property Tax rate: 0 Homeowner's Insurance rate: 0 USDA Payment Breakdown Principal & Interest USDA MIP Monthly Escrow USDA Mortgage Payment USDA USDA Loan Breakdown Minimum Down Payment 0% USDA Base Loan Amount USDA Guarantee USDA Total Loan Amount How to use our USDA loan calculator: Change any field to automatically calculate your USDA payment. Check the USDA site for income and location eligibility. Use the icons up top to toggle between inputs and results. USDA Loan Calculator Our USDA payment calculator calculates an accurate USDA mortgage payment by accounting for the USDA guarantee fee, monthly USDA mortgage insurance, property taxes, and homeowner's insurance. USDA loans are no down payment mortgage loans guaranteed by the U.S. Department of Agriculture (USDA). For home buyers in USDA eligible areas a USDA loan is a wonderful option. USDA Loan Summary What is a USDA loan? USDA loans are mortgages guaranteed by the U.S. Department of Agriculture (USDA). USDA loans are one of the last remaining no down payment home purchase loans. For most home buyers in USDA eligible areas USDA is the best mortgage option available. USDA loans have income and area eligibilty requirements. You can find them here.