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2020 VA Entitlement Calculator

Use our VA entitlement calculator if you are buying above your county loan limit, if you already have a VA loan, or if you have entitlement used that will not be restored prior to closing on your new home.

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* Entitlement Used: This is found on your certificate of eligibility (COE)Request your COE here . If you will be keeping your current VA loan or have entitlement charged that will not be restored, enter the amount of used entitlement from your COE here. Leave blank or 0 if this will be your only VA entitlement usage.

** Purchase Price Enter a purchase price if you'd like to see how your used entitlement and loan limit impact your maximum VA loan amount. Otherwise, leave blank or enter 0.


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County Limit: ACCOMACK $484,350
Somes inputs have changed. Please recalculate.
Entitlement Used
Available Entitlement
Max. 0% Down Price
Your Purchase Price
Required Down Payment
Maximum VA Loan

The county limit is used to determine if you need to make a down payment. If you have no outstanding entitlement, you can buy up to this amount without making a down payment.

Please select a state from the dropdown box in step 1 to view VA entitlement.

To use tier two entitlement your new VA loan must be over $144,000.

More: VA Loan Calculator ~ All Loan Limits

2019 Conforming Loan Limits
The Federal Housing Finance Agency (FHFA) announced November 26th the 2019 one-unit loan limit has increased from $453,100 in 2018 to $484,350. The high-cost area limit increases to $726,525. VA uses the one-unit loan limit to determine maximum VA loan amounts.

Calculate Maximum VA Loan Amount & Tier 2 VA Entitlement

Includes 2019 county loan limits.

Yes, you can have more than one VA loan. You can also use a VA loan to buy a home priced above the VA county loan limit. Follow these easy steps to calculate your maximum VA loan amount.

Your new VA loan must be on an owner occupied primary residence.

VA uses conforming loan limits established for Fannie Mae and Freddie Mac to determine maximum VA loan entitlement.

We will calculate if you are able to finance 100% of your new home's price. Leave purchase price and entitlement used blank if you just want to see county loan limits.

Continue to request a VA home loan quote.

Can I have more than one VA loan?

You sure can. The VA Loan Entitlement Calculator shows how much you can spend on a new primary residence without putting any money down if you already have a VA loan.

If the home you are buying is more than your remaining entitlement allows, you can still use a VA loan if you put down 25% of the difference of the purchase price and maximum loan amount.

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