What's My Payment FHA, VA, USDA & Conventional
Mortgage Payment Calculators
What's My Payment?® FHA, VA, USDA & Conventional Mortgage Payment Calculators
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VA Mortgage Payment Calculator

The VA payment calculator calculates an accurate VA mortgage payment by accounting for the appropriate VA funding fee, down payment, property taxes, and homeowner's insurance.

2017 VA Loan Payment Calculator

Common VA Down Payments
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Property Tax rate: 0 Homeowner's Insurance rate: 0

VA Payment Breakdown

Principal & Interest
VA MIP
Monthly Escrow
VA Mortgage Payment VA

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Related: Do I qualify for a VA loan?

VA Loan Breakdown

Minimum Down Payment 3.5%
Your Down Payment
Down Payment Percentage
VA Base Loan Amount
VA Funding Fee
VA Total Loan Amount

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VA Loan Summary

More VA Calculators

Next: What Buyers Need to Know About VA Home Appraisals

What is a VA loan?

VA loans are mortgages guaranteed by the Department of Veteran's Affairs. Eligible veterans and active duty military can purchase a new home with no money down and pay no monthly PMI. VA loans can be eligible for Interest Rate Reduction Refinance Loans when mortgage rates decrease.

VA loans are available to eligible veterans, active duty, reservists, and surviving spouses. VA loans allow 100% financing (no down payment) without paying monthly PMI.

VA funding fee percentage is impacted by making a 5% or more down payment. 5% down decreases the funding fee to 1.50% (1.75% for reservists). A down payment of 10% or more reduces the funding fee another 0.25%.

2017 VA Loan Limit Lookup Tool

While a VA loan will finance 100% of the purchase price in most cases, it is important to know the VA loan limit in your county when shopping for a new home.

VA Entitlement Calculator

Yes, you can have more than one VA loan, including having more than one at the same time. If you already have a VA loan or have had a VA foreclosure or short sale, our VA entitlement calculator demonstrates what a 2nd VA loan would look like... VA Entitlement Calculator

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To the real estate agents & new homebuyers who count on our VA payment calculator, thank you for supporting www.whatsmypayment.com.

If you're ready to take the next step, get preapproved for your VA loan here.

Equal Housing Lender

*All calculations on www.WhatsMyPayment.com are for demonstration purposes only.
Every effort is made to maintain accurate calculations for each program listed. Actual numbers may vary.

What's My Payment, LLC & whatsmypayment.com are not affiliated with any government agency, nor do we originate mortgage loans.