VA Mortgage Payment Calculator

Common VA Down Payments
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Property Tax rate: 0 Homeowner's Insurance rate: 0

VA Payment Breakdown

Principal & Interest
VA MIP
Monthly Escrow
VA Mortgage Payment VA
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VA Loan Breakdown

Minimum Down Payment 3.5%
Your Down Payment
Down Payment Percentage
VA Base Loan Amount
VA Funding Fee
VA Total Loan Amount

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VA Loan Summary

VA IRRRL Payment Calculator

Next: What Buyers Need to Know About VA Home Appraisals

2017 VA Loan Payment Calculator

The VA payment calculator calculates an accurate VA mortgage payment by accounting for the appropriate VA funding fee, down payment, property taxes, and homeowner's insurance.

What is a VA loan?

VA loans are mortgages guaranteed by the Department of Veteran's Affairs. Eligible veterans and active duty military can purchase a new home with no money down and pay no monthly PMI. VA loans can be eligible for Interest Rate Reduction Refinance Loans when mortgage rates decrease.

VA loans are available to eligible veterans, active duty, reservists, and surviving spouses. VA loans allow 100% financing (no down payment) without paying monthly PMI.

VA funding fee percentage is impacted by making a 5% or more down payment. 5% down decreases the funding fee to 1.50% (1.75% for reservists). A down payment of 10% or more reduces the funding fee another 0.25%.

2017 VA Loan Limit Lookup Tool

While a VA loan will finance 100% of the purchase price in most cases, it is important to know the VA loan limit in your county when shopping for a new home.

VA Entitlement Calculator

Calculate remaining VA entitlement if you already have a VA loan or have had a VA foreclosure or short sale... Read More

Thank you!

To the real estate agents & new homebuyers who count on our VA payment calculator, thank you for supporting www.whatsmypayment.com.

If you're ready to take the next step and get preapproved for your VA loan, we can match you with VA approved lenders here.

What Buyers Need to Know About VA Home Appraisals

Essential VA appraisal information for the VA homebuyer... Read More

Get Cashback with a VA Refinance

Eligible veterans and active duty military can access 100% of their VA appraised home value with a VA cashout refinance... Read More

VA Funding Fee Chart

The VA funding fee chart demonstrates the various ways in which the VA funding fee applies. VA collects a premium on most loans known as the VA funding fee... Read More

Using Your VA Loan Eligibility

VA loan eligibility grants veterans and active duty military the right to purchase a new home with no money down at excellent interest rates... Read More

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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

*All calculations on www.WhatsMyPayment.com are for demonstration purposes only.
Every effort is made to maintain accurate calculations for each program listed. Actual numbers may vary.

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What's My Payment, LLC and www.whatsmypayment.com are not affiliated with any government agency, nor do we originate mortgage loans.
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Excellent Credit

Pay everything on time. 700 plus credit score.

Good Credit

Pay on time with an occasional 30 day late payment. 640-700

Fair Credit

Some late payments and/or collections. 600-640

Poor Credit

Late payments, collections, judgments, bankruptcy. < 600

YES - Within the last three years.
YES - Between three & seven years ago.
YES - More than seven years ago.