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About What's My Payment

Mortgage Lenders of America
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What's My Payment was created after many of my clients had difficulty finding a way to calculate an accurate mortgage payment when budgeting for their new home.

posted by: What's My Payment?

This blog and the tools on it illustrate our dedication and commitment to providing the absolute best mortgage lending experience.


What's My Payment Mortgage Calculators

Our calculators are perfect for planning and budgeting for your new home. Calculators are program specific (VA, FHA, etc...), including taxes and insurance.

There are more calculators in the works. If you have a question or recommendation for future calculators, please email us here.

Thank you for using What's My Payment.

Next: What Will My Mortgage Payment Be?

*Every effort is made to post valid, up to date information. Mortgage guidelines and programs constantly change. Therefore, the content of each post should be viewed and used as a starting point. Please contact us for current guidelines pertaining to this post or for more information.

2018-loan-limits-explained

2018 Conforming Loan Limits Increased

Fannie Mae & Freddie Mac loan limits increased to $453,100 for 2018... Read More

fha-mortgage-insurance-premiums-explained

FHA Mortgage Insurance Premiums Explained

FHA mortgage insurance consists of an upfront premium financed in to the loan and an annual premium that is paid monthly as part of your FHA mortgage payment... Read More

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What Buyers Need to Know About VA Home Appraisals

Essential VA appraisal information for the VA homebuyer... Read More

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Five Reasons to Check Your Credit Report Regularly

Top five reasons why you should make a practice of regularly reviewing your credit report... Read More

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Get Cashback with a VA Refinance

Eligible veterans and active duty military can access 100% of their VA appraised home value with a VA cashout refinance... Read More

2017-lower-fha-mortgage-insurance

FHA Mortgage Insurance Changes

Effective January 27, 2017, annual FHA mortgage insurance premiums are lowering. FHA buyers will see a lower payment if closing on or after January 27... Read More

fha-loan-limits-2017

2017 FHA Loan Limits

FHA has increased the maximum loan amounts for 2017. Use our 2017 FHA loan limit lookup tool to find limits in your county... Read More

usda-home-loan-fees-2016

USDA Decreases Fees Effective October 1, 2016

USDA Rural Development home loan upfront fee decrease to 1.00% effective October 1, 2016. Annual fee decrease to 0.35%.. Read More

FHA-Loan-Limits-2015

FHA Loan Limits 2016

HUD (FHA) publishes maximum loan limits for FHA mortgage loans. Use the FHA Loan Limit Lookup 2016 tool to find the FHA Loan Limit in your area... Read More

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What is Lender Paid Mortgage Insurance?

Avoid paying monthly mortgage insurance by putting as little as 5% down and ask your lender for lender paid mortgage insurance... Read More

Conventional-Loan-with-3-Percent-Down-Payment

Conventional Loans Available with 3% Down Payment

The minimum down payment for conventional mortgage loans is now 3%... Read More

FHA-Reduces-Annual-Mortgage-Insurance-Premiums

FHA Reduces Annual Mortgage Insurance Premium

Beginning January 27, 2017, the annual FHA mortgage insurance is lowering to 0.60% from 0.85% for most FHA loans... Read More

USDA-Annual-Fee-Increase

USDA Annual Fee Increase

USDA Rural Development home loan annual fee increased to 0.50% effective October 1, 2014. This USDA fee is paid monthly as part of your USDA mortgage payment... Read More

Do-I-Qualify-for-an-FHA-Loan

Do I Qualify for an FHA Loan?

FHA Loan Qualifications: FHA borrowers must meet guidelines established to protect FHA lenders while providing opportunity for FHA home buyers... Read More

2014-FHA-Loan-Limits

FHA Loan Limits Explained

Each year FHA publishes maximum loan limits for FHA mortgage loans. Your FHA loan cannot exceed the limit in the county in which you are buying... Read More

No-Money-Down-USDA-Home-Loan

No Money Down USDA Home Loan

Home buyers can purchase a new home with no down payment by financing with a lender offering USDA home loans. USDA is the no money down home loan... Read More

How-Much-is-FHA-Mortgage-Insurance

How Much is FHA Mortgage Insurance?

FHA mortgage insurance consists of a financed upfront fee of 1.75% of your loan amount. A monthly premium is calculated based on loan term and down payment... Read More

What-Will-Be-My-Mortgage-Payment

What Will My Mortgage Payment Be?

The question loan officers hear most. FHA, VA, and conventional mortgage payments are not the same. Choose a mortgage loan payment calculator to get started... Read More

Ask-the-Seller-to-Pay-Your-Closing-Costs

Ask the Seller to Pay Your Closing Costs

Seller paid closing costs are a great way to minimize your out of pocket cash to close. 3% (the conventional max) to 6% (the FHA max) is common... Read More

About-Whats-My-Payment

About What's My Payment

What's My Payment was created after many of my clients had difficulty finding a way to calculate an accurate mortgage payment when budgeting for their new home... Read More

VA-Funding-Fee-Chart

VA Funding Fee Chart

The VA funding fee chart demonstrates the various ways in which the VA funding fee applies. VA collects a premium on most loans known as the VA funding fee... Read More

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How Do I Get Pre Approved for a Mortgage?

Why is mortgage pre approval so important? Because neither sellers nor real estate agents can afford to waste time with unqualified buyers... Read More

Using-Your-VA-Loan-Eligibility

Using Your VA Loan Eligibility

VA loan eligibility grants veterans and active duty military the right to purchase a new home with no money down at excellent interest rates... Read More

FHA-Mortgage-Insurance-Premiums-2016

FHA Mortgage Insurance Premiums

FHA Mortgage Insurance includes both upfront and annual mortgage insurance premiums (paid monthly)... Read More

FHA-vs-Conventional-Loan

FHA vs Conventional Loan

FHA is often best when looking to minimize out of pocket cash & down payment. Conventional loans are for borrowers with strong credit & more liquid assets... Read More

Welcome-to-the-What's-My-Payment-Blog

What to Expect from the What's My Payment Blog

The mortgage world is ever changing. We post commentary on situations & questions we receive most often... Read More

Equal Housing Lender

*All calculations on www.WhatsMyPayment.com are for demonstration purposes only.
Every effort is made to maintain accurate calculations for each program listed. Actual numbers may vary.

What's My Payment, LLC & whatsmypayment.com are not affiliated with any government agency, nor do we originate mortgage loans.