2019 FHA Loan Limits
On December 14, 2018, FHA announced their 2019 loan limits. The standard one-unit limit has increased to $314,817, up from 2018's $294,515. Search for your limit below.

2019 Conforming Loan Limits
The Federal Housing Finance Agency (FHFA) announced November 26th the 2019 one-unit loan limit has increased from $453,100 in 2018 to $484,350. The high-cost area limit increases to $726,525. Our lookup tool has been updated to include 2019 conforming loan limits. Related Calculators:
FHA VA Conventional

Choose a state & county to view loan limits.

2019 Loan Limits
County: ACCOMACK
1-unit
2-unit
3-unit
4-unit
Payments
FHA
$314,827
$403,125
$487,250
$605,525
Conforming
$484,350
$620,200
$749,650
$931,600
VA Loan Limit:

$484,350 (2019)
$453,100 (2018)

The VA county loan limit mirrors the conforming one unit limit. You can still buy a home above the county limit if you make the appropriate down payment.

2018 Limits
1-unit
2-unit
3-unit
4-unit
FHA
$294,515
$377,075
$455,800
$566,425
Conforming
$453,100
$580,150
$701,250
$871,450

About County Loan Limits

Each of the following loan programs have limits on the amount you can borrow when purchasing a new home. Some states and counties have higher limits. Use the adjacent tool to search loan limits in your area.

  • FHA loans generally have the lowest limits. It most counties the 2019 limit on a single family (one-unit) home is $314,827.
  • Conforming loans meet Fannie Mae and Freddie Mac loan standards. The limits are typically higher than FHA loans - 484,350 in most counties.
  • VA loan limits equal the conforming one-unit limit. You can have a VA loan above the loan limit, but you'll have to make a down payment.

2019 FHA & Conforming Loan Limits Increased

The Federal Housing Finance Agency (FHFA) has increased the maximum amount on conforming loans in 2019 from $453,100 to $484,350 in most places. This means a home buyer can borrower up to this amount, and the loan can be underwritten to the guidelines of Fannie Mae and/or Freddie Mac. Conventional loans above the county limit are called jumbo loans. There may be additional qualifying requirements for loans falling in the jumbo category.

Accordingly, FHA has increased their limit to $314,827. When budgeting your FHA payment, you'll want to be sure the loan amount is below the county limit. You cannot borrow more than what FHA permits.

The exception to borrowing above the county loan limit is VA. VA loans are available above the county loan limit if you make a down payment.

Once you've determined the limit where you're buying, use our calculators to experiment with various monthly payments.